Roxann McDaniel-Doise

WHAT IS USDA??? 100% FINANCING!!!!

2011-03-11T07:47:00.000-08:00

WHAT IS USDA??? 100% FINANCING!!!!

* NO MONTHLY MORTGAGE INSURANCE!!! Results in LOWER MONTHLY PAYMENTS!!!!
* Closing Costs and Pre-Paids CAN be financed!!!
* Conforming loan limit to $417,000 so we’re not talking about distressed homes!
* 30-Year FIXED and Loan is assumable so re-sales are more marketable.

TO BE ELIGIBLE:
* Minimum Credit Score = 620 (Subject to Credit Report)
* Income Limits: $74,050 for a family of 1-4; $97,750 for a family of 5-9
* You have to be a US citizen OR eligible to work in the US and have a SS number.
* Eligible property must be your permanent residence and ALL buyers must occupy the property so this is not a program suited for investors.

LOWER MONTHLY PAYMENTS:
Example of FHA versus USDA Monthly Payments including Principle, Interest, Taxes & Insurance:
FHA: $150,000 Sales Price = $1249.32 Monthly Payment
USDA: $150,000 Sales Price = $1186.63 Monthly Payment

If this perks your interest and you are in the market to make a move, give me a call or send an email for additional info on this valuable program.

2011-01-26T07:23:00.000-08:00

‎3rd Annual Arbor Day

2011-01-05T07:13:00.000-08:00

The ‎3rd Annual Arbor Day, a FREE celebration, is set for Saturday, January 22 from 10a.m. until 2 p.m. at Rob Fleming Park in The Woodlands' Village of Creekside!

Approx. 31,000 tree seedlings in eight different varieties will be distributed. The selections of trees include Bald Cypress, Flowering Dogwood, Laurel Oak, Loblolly Pine, Red Maple, Southern Crabapple, Southern Wax Myrtle and Wild Common Apple. In addition to receiving free tree seedlings, guests may register at the event to win one of five, seven-gallon native trees. The drawings will take place hourly. You must be present to win.

Houston's Calm Before the Storm

2011-01-04T15:42:00.000-08:00

It was rather calm here in the last quarter of 2010 but future growth predictions for Houston indicate it’s a calm before a storm.

The Institute for Regional Forecasting (IRF) predicts that 3.7 million people and 1.5million jobs will be added to the eight-county Houston MSA over the next 25 years.

Houston will experience a growth at 2.5 percent per year between now and 2020. The population is predicted to grow to 7.4 million. At the same time, about 700,000 jobs will be created in the area, according to the IRF annual long-term forecast.

According to a new report by Veros Real Estate Solutions, Houston is expected to post the nation’s strongest home price appreciation over the next year. Houston will help Texas lead the nation in terms of home price appreciation over the next 12 months.

As forecasters often say, demography is destiny and Houston is home to 38 top-ranked companies according to Forbes. What you currently have in demography tends to grow stronger over time.

Despite these lack luster months, the region seems to possess remarkable resilience in retaining median sales price and raising the average sales price. The statistics aren’t pretty but we forget how lucky we are to be in Houston, where it doesn’t get much better than this.

Info provided by PGG

THINKING ABOUT RENOVATING?

2011-01-04T15:13:00.000-08:00

If you are contemplating a renovation, you'll want "YOUR RENOVATION HOMEBUYER'S GUIDE" put out by Gibralter Mortgage Services. As a service, they are allowing me to pass it along to anyone interested.

Included in the info is:
1. Recognizing a "Diamond in the Rough"
2. How To Get Started (i.e. lenders, inspections, etc.)
3. Others you may need to get involved such as Realtors, Appraisers, etc.
4. Do it yourself or hire a professional
5. Contracts when dealing with professionals
6. Keeping your renovation legal (i.e. permits & building laws)
7. Renovation Timeline
8. Saving money
And much more....

This is absolutely FREE OF CHARGE & OBLIGATION and I can mail you a hard copy or attach it to an email. Just let me know by either calling or sending me an email.

In the Market for a Little Blue Box?

2010-12-15T07:13:00.001-08:00

TIFFANY & COMPANY is coming to The Woodlands!!!!

Being built-out in the previous spot held by Z-Gallery in Market Street, we are going to have an alternative location to lay down some heavy-duty cash. Anybody know how much one of their little boxes is? Probably can't afford what goes in it but maybe I can just buy one of the pretty little blue boxes with it's tidy little bow. I could set it on the counter and each time I looked at it, I could imagine something special inside. Of course I would never open it....why spoil the fun. As long as it stayed closed, I could imagine it held a perfect, precisely cut diamond rind, or perhaps a stunning tennis bracelet. Maybe it could hold a gorgeous necklace absolutely dripping in diamonds. Heck....why not all 3 while I'm at it?!?!?!

HAPPY SHOPPING! Let me know what you got.

TDHCA reduces rates to first-time homebuyers - YEA!

2010-11-18T08:44:00.000-08:00

State housing agency offers lowest homebuyer interest rates in program history
Rates at 4.20% for unassisted loans, 4.95% for assisted loans with up to 5% of mortgage amount for down payment, closing cost assistance

(AUSTIN) — The Texas Department of Housing and Community Affairs (TDHCA) today announced that it has reduced interest rates on mortgage loans offered through its Texas First Time Homebuyer Program to historically low levels, further opening the door to safe and responsible homeownership for qualifying low to moderate income Texans.

Interest rates on these 30-year, fixed rate mortgage loans have been set at either 4.20 percent or 4.95 percent, depending on which of two types of loans the borrower selects. Rates had previously been set at 4.99 percent or 5.74 percent, respectively. The assisted rate of 4.95 percent is available with funds for down payment and closing cost assistance, helping families overcome what are often the biggest obstacles to buying a home.

“TDHCA is extremely excited to be making what has always been a terrific offer for potential homebuyers even better,” said TDHCA Executive Director Michael Gerber. “Our partners in the Texas real estate and mortgage finance industries are a critical part of our success, helping raise awareness of this safe, reliable lending product. It is our hope that these historically low interest rates will allow more Texans to achieve the American Dream of homeownership.”

“Texas Realtors and the real estate community are extremely proud to work together with TDHCA and help market this truly wonderful program,” said Bill Jones, Chairman of the Board for the Texas Association of Realtors. “These low interest rates are sure to help thousands of families across the state buy their first home, and I urge all Texans ready to take this important step to contact a Texas Realtor and take advantage of this opportunity.”

Available funds are part of an unprecedented $500 million in mortgage revenue bond authority TDHCA announced last May, the single largest financing initiative for state homebuyer funds in the 27-year history of the program. Approximately $100 million in mortgage loan reservations have been made to date, and interest rates are typically reset on a monthly basis as market rates adjust.

Gerber explained that Texas First Time Homebuyer Program offers two types of loans at two different interest rates: assisted loans, which will feature the higher 4.95 percent rate but also offer down payment and closing cost assistance up to 5 percent of the mortgage amount in the form of a 30-year repayable second lien; and unassisted loans, at the lower 4.20 percent rate but with no additional assistance.

No monthly payments are due on the down payment portion of the assisted loan, he noted, and therefore will not be required to be included in the borrower’s debt-to-income-ratios. However, the loan is due and payable upon sale, refinance, or payoff of the original mortgage loan.

TDHCA’s First Time Homebuyer Program offers qualifying households who have not owned a home in the previous three years an opportunity to obtain reliable mortgage loans.

Eligible households can earn up to 115 percent of the area median family income, depending on the number of individuals living in the home, as long as all other program requirements are met.

Loans are available through the program’s network of over 55 participating lending institutions with more than 300 branches located throughout the state. Applicants must qualify under FHA, RHS, VA, Fannie Mae, or Freddie Mac guidelines.

Texans wanting additional information are encouraged to visit the Texas First Time Homebuyer Program Web site at www.myfirsttexashome.com or call 1-(800) 792-1119 to learn more about income and eligibility requirements, loan guidelines, or to find the nearest participating lender.

About The Texas Department of Housing and Community Affairs
The Texas Department of Housing and Community Affairs is the state agency responsible for affordable housing, community and energy assistance programs, and colonia activities. The Department currently administers $2 billion through for-profit, nonprofit, and local government partnerships to deliver local housing and community-based opportunities and assistance to Texans in need.

Realtors’ perspective: Mortgage interest deduction in the crosshairs

2010-11-18T08:12:00.001-08:00

Posted: Tuesday, November 16, 2010 5:30 pm | Updated: 9:22 am, Thu Nov 18, 2010.

By MARGIE DORRANCE | 0 comments

One thing you can say for the President’s National Commission on Fiscal Responsibility and Reform is that they definitely know how to get people’s attention.

Last week, the co-chairs of the bi-partisan deficit reduction panel released details of a preliminary draft report that is intended to identify policies to improve the country’s fiscal situation in the medium term and to achieve fiscal sustainability over the long run.

The details of the draft report that were made public are being called a “trial balloon” by many since the final report will only include those ideas that are agreed upon by 14 out of the 18 members of the commission. That is a very high standard and means that there will likely be quite a few ideas that don’t make it in the final report, which is expected to be released on Dec. 1.

One topic for consideration in the draft report is the idea of lowering the cap on the mortgage interest deduction. Currently, people may deduct the interest they pay up to a total mortgage amount of $1 million. This deduction applies for combined mortgages on primary residences and second homes, up to the total $1 million limit. The proposal in the draft report would lower the limit for the mortgage interest deduction to $500,000 for the mortgage and would restrict it to only the primary residence.

To try to better explain: Now, if you have a $750,000 mortgage on your primary residence, a $500,000 mortgage on a second home and pay a total of $75,000 in interest on both properties, you can deduct only $60,000 of the interest, which is the interest paid on the first $1 million. Under the proposal, with the same terms, you would only be able to deduct $30,000, which is the interest on the first $500,000 of your mortgage on only your primary residence.

This would not be a stand-alone change, so obviously other changes might decrease or increase the net impact on your taxes. For example, other recommendations from the report include tripling the standard deduction to $15,000 for individuals ($30,000 for married couples), repealing the deduction of state and local taxes on your federal income tax return and establishing marginal tax rates of 15 percent, 25 percent and 35 percent.

To put this process in context, the last time a tax reform measure of this magnitude was enacted was in 1986, and it took about two years for it to make its way through Congress and the president, so I don’t expect swift action in this case either.

According to the U.S. Census Bureau, 62.3 percent of people living in our region own their home. That is quite a few people who benefit from the mortgage interest deduction. Nationwide, Americans will save $104 billion on their taxes in 2011 because of the mortgage interest deduction, according to the Tax Foundation, a Washington, D.C.-based research group.

Owning property has been the cornerstone of American society and our economy for centuries. As someone said recently at an industry event, “I don’t think very many children dream about some day renting a home. There’s a reason why homeownership is called the American Dream.”

Thankfully, our local representatives in Congress know the importance of the mortgage interest deduction. Rep. John Culberson (R-District 7) who represents all the Examiner Newspapers distribution areas, told us, “The mortgage interest deduction is a valuable tool to assist homeowners through this recession. Preserving the mortgage interest deduction is essential to revitalizing the housing market, restoring our economy and protecting overburdened taxpayers.”

While there may be aspects of this draft proposal that we don’t like and some that we do, I think everyone agrees that we need to take steps to ensure our economic viability and stability. Owning a home has intrinsic value for the owner and provides stability for the neighborhood and society. We should be taking steps to encourage more people to purchase homes, not making it less desirable.

Realtors® believe that anyone who is able and willing to assume the responsibilities of owning a home should have the opportunity to pursue that dream. You can rest assured that we will be working with our public policy makers and industry leaders to ensure a model for responsible, sustainable homeownership, including keeping the mortgage interest deduction in place.

Dorrance is the 2010 Chair of the Board of the Houston Association of Realtors®, representing more than 25,000 members. She is also a principal at the Keller Williams Realty Metropolitan and has been in the real estate industry in Houston for more than 30 years.

KUDDOS TO THE COMMUNITY OF CROWN OAKS, IN MONTGOMERY, TEXAS

2010-11-01T07:56:00.000-07:00

Just a quick post to thank the wonderful residents of Crown Oaks in Montgomery, TX for an AWESOME Halloween. If you are looking for a family friendly neighborhood in which to raise your children, this one really takes the cake. Crown Oaks is a gated community with gorgeous homes on acreage lots and its families are "all about their children"!

My daughter and her husband chose this community in which to build their home when they 1st got married 9 years ago and have since been raising their 3 children there. It's become our family's Halloween tradition to start the day out early in the afternoon, munching on chile, tamles, hotdogs and other fallish foods. Then the kids dawn their costumes for the annual trek through the neighborhood and to the park.

Unlike other years when we rode on one of the many hayrides, this year we climbed into the bed of the pick-up with blankets and lawnchairs and crept through the streets towards the park. We passed numerous hayrides and golf carts, all festivly decorated for the event with flashing lights, goolish sounds coming from loud speakers and loaded down with kids in all sorts of attire. And it's not just the kids that get involved in dressing up as it is the scads of parents that joined in the fun.

One of the neighborhood parks was the setting for 'Trunk-R-Treating". It was awesome! Everyone joined in. Then after gathering all the candy these 3 kids could hawl, we made our way through the streets lined with homes decorated as spectacularly as they do for Christmas. So many families had set-up at the ends of their driveways with candy to give passers-by that not a stone was left unturned to make this night fun for not only little children but big kids like me. Thank you Crown Oaks for the part you played in making wonderful memories for our family. See ya next year!

The Cupcakery Is Coming To Market Street - The Woodlands

2010-08-04T06:30:00.000-07:00

From the Market Street FB Feed....Besides cooler weather, here's something to look forward to this Fall. The Cupcakery will open its first Houston location at Market Street - The Woodlands. Enjoy unique cupcake flavors like the "Trip to Graceland", a chunky peanut butter cake, layered with a light
banana cream frosting, rolled in applewood smoked baco...n, and drizzled
with honey. There goes the diet!!!!

TRYING TO CLOSE ON A HOUSE & ANOTHER DELAY?

2010-07-30T07:48:00.000-07:00

Among other things, recent changes in the federal Truth in Lending Act and RESPA can slow the closing process. There is now a new HUD-1 form (Closing Statement)that title companies are getting used to which may add several more hours of document preparation. Their unfamiliarity and the fear of making a costly mistake in the Good Faith Estimate are sometimes prompting lenders to ask for closing cost information more than once and in several formats. Be sure to use an experienced title company who will more than likely have had more than enough transactions under their belt to have mastered the new documents.

Lending rules have also made it harder to close on time especially if circumstances change late in the deal. Amendments to the Truth in Lending Act require a 3-day disclosure period if a borrower decides to change the loan amount or anything else that might effect the interest rate. A change in loan amount could be due to an agreed upon amount off sales price in leiu of repairs. And changes of more than 0.125% in the APR immediately trigger another disclosure.

To avoid delays, work with knowledgable, seasoned professionals and avoid last minute changes whenever possible.

Don't Believe Everythig You Read!

2010-07-30T07:23:00.000-07:00

There's always lots of emails circulating with false information out there. One in particular states that the healthcare bill contains a 4% tax on home sales. According to Realtor.org, the truth is that bill imposes a 3.8% Medicare tax for some high-income households that have "net investment income". The tax, which goes into effect in 2013, applies only to households with adjusted gross income of more than $250,000 ($200,000 for individuals). Also, since the capital gains rule is still in effect, the tax would be charged only on home-sale proceeds that exceed the exclusion amount of $500,000 ($250,000 for individuals). That's an amount that touches few households according to the publication by Erica Christoffer and Robert Freedman.

If you have any additional questions, call your CPA, Tax Advisor.

We've Done It Again!!!!

2010-07-29T13:27:00.001-07:00

Sure Glad I Live in Houston, Texas!!!!

2010-07-29T13:24:00.000-07:00

Thinking About Remodeling?

2010-07-14T09:59:00.001-07:00

Q&A: Author Sarah Susanka Talks Budget-Smart Remodeling

HouseLogic sat down with author and architect Sarah Susanka to talk about remodeling that builds value and saves money. Read

Visit houselogic.com for more articles like this.

Happy 4th of July, 2010 - Maybe a couple of days late but still sincere!

2010-07-06T13:46:00.000-07:00

What a wonderful celebration Sunday night. It was our 4th year to attend The Woodlands' magnificent 4th of July fireworks display, and I swear it gets bigger and better every year! It's obvious no expense was spared and we sincerely thank the sponsors for providing us yet another year of spectacular celebrating. And a huge thank you to our law enforcement agency who have it down to a science. They were great directing traffic and people. And with literally thousands in attendance, I didn't see a single person misbehave.

We take our lawn chairs, our favorite adult beverage, cheese, crackers, fruit and this year I added sushi. We get there early to get "our spot" and then "people watch" before the main event begins because once it starts, all eyes are on the sky.

Now a little word to the wise if you've never been and think you can just waltz right onto the River Walk 30 minutes before it starts...think again. You'll find literally carloads of families, bumper-to-bumper on every street and shoulder-to-shoulder not only along the river, but on blankets on every strip of grass from Woodlands Parkway to Lake Woodlands, ontop of all the parking garages, in the Mall parking lot, up and down both sides of I-45 as well as packed in the shopping center parking lots in Oak Ridge.

And they come EARLY! I saw bar-b-q pits, tables, chairs, cots, even a few RV's! It was crazy! But crazy fun. And as in past years, by the time it's over and we're creeping 1-1/2 hours just to get out of the mall parking lot, I ask myself if I think we'll do it again next year and decide I would be crazy to do it again. But by July 3rd the following year, I'm busy getting my goodies together to keep the tradition going. Will we go again? We sure will!

COMING SOON! EarthQuest Resort

2010-07-06T11:34:00.000-07:00

I've been telling folks it was coming for a couple of years now and it's finally coming to fruition! To be located between SH242 and FM 1485 on Highway 59 in Montgomery County, EarthQuest is coming to the East Montgomery County area. For much more information and a full description, log onto their website at http://www.earthquestadventures.com. Below is just a brief description of what EarthQuest Resort will have to offer.

The EarthQuest Resort is planned to be a family destination where guests of all ages and interests will have fun while exploring and learning about the wonders of our planet. Nestled in the beautiful rural landscape of East Montgomery County, Texas, this 500-acre, themed resort will pay homage to the Earth and all of its resources in a way that is entertaining, engaging, empowering and unique.

The project consists of an Eco-Resort with Hotel and Conference Center, a Theme Park with attractions and thrills based on the natural world, a Water Park based on the lost world of dinosaurs, a Family Entertainment Center, a Retail/ Dining/ Entertainment Promenade, and at the center of it all, the EarthQuest Institute, an innovative new education and research facility with hands-on exhibits dedicated to advancing our awareness and appreciation of the environment.

The EarthQuest Resort includes six major components:

EarthQuest Institute

The EarthQuest Institute is the fundamental heart of the EarthQuest Resort. It is a Not-For-Profit, scientific center for research and dissemination of information regarding our planet and the ways in which we can act to help provide the best possibilities for sustainable lifestyles.

Visitors will be able to participate in many interactive and hands-on activities that will help them understand the value of our natural resources, show cause and effect relationships and offer positive approaches to preserving many aspects of nature that we so deeply value.

EarthQuest Adventures Theme Park

EarthQuest Adventures Theme Park is an exhilarating new theme park filled with entertaining attractions that encourage us to explore and appreciate the amazing wonders of our planet. Rides, shows, and interactive experiences will engage the young and old alike, creating instant memories while sparking curiosity and inspiring further interest in protecting and preserving the earth.

Accessible on its own or in combination with other components of the EarthQuest Resort, a day at the EarthQuest Adventures Theme Park includes a visit to five themed zones, each focused on a different fundamental feature of the earth: Water, Land, Sky, Life and Pangaea (the ancient world). Attractions within the zones present a wide variety of thrills, challenges, and excitement, making the park a perfect family destination that will be popular for locals as well as tourists.

Cretaceous Cove Water Park

The whimsical idea of a retreating glacier when dinosaurs ruled the world creates the perfect setting for a themed water park filled with water slides, raft rides, wave pools, and other attractions. This highly imaginative and playfully immersive water park covers approximately 12 acres of themed attractions, all centered around a mountain of icy glacial fragments and the refreshingly cool run-off spilling down from its melting slopes.

The mix of attractions appeals to both active water enthusiasts and visitors who just want to relax and unwind. Unique dining and refreshment centers provide quick and easy access to fast food and snacks, and themed shops cater to the needs of regular visitors and first-time tourists.

Green Gadget Garage – A Family Entertainment Center

What do the scientists of an eco-friendly resort do with all their left-over stuff? In the spirit of “waste not-want not,” they recycle it, retool it and turn it into the foundation of a really cool and funky family entertainment center. All the classics are here – Go Karts, Mini Golf, Ferris Wheels, Soft Playgrounds, Arcade Games and more. But because they are built with recycled products they will have an innovative, homegrown and eclectic feel. And whenever possible, they will all utilize a variety of alternative power (solar power, wind power and people power).

EarthQuest Resort Hotel

Reconnect with yourself and with nature at the EarthQuest Resort Hotel and Tree Houses. Surrounded by lush waterfalls, natural woods, native plants and eco-friendly facilities, guests will have no trouble escaping the hustle-bustle of everyday life and finding the peace, serenity and inspiration this delightful resort has to offer.
Vacations and business gatherings alike will be exciting and memorable!

With a state-of-the-art conference center and first class amenities, EarthQuest will be a much sought-out destination for small business meetings, events and conferences. The Hotel will have a direct connection to the Conference Center and access to the associated amenities of the Institute. In addition, it will feature lush Forest Cabins and Tree House Suites.

Ecotourism Activities

Guests can celebrate the natural beauty of the property through low-impact activities such as horseback riding, hiking trails and kayaking on the creek. Rope-courses and zip-lines will add a more active and adventurous flavor to the menu, as well as bird watching and flora and fauna guided nature walks.

EarthWalk – Retail, Dining and Entertainment

When guests arrive at the EarthQuest Resort they’ll stroll first along a shady street filled with 60,000 sq. ft. of eco-friendly shops, restaurants, and entertainment venues. This is EarthWalk, the gateway entrance to the Theme Park, Water Park, Family Entertainment Center, Institute and Hotel. It is the base camp from which we prepare for the journeys that lie ahead, and afterward relax and unwind from the day’s adventures.

Retail shops along EarthWalk’s main thoroughfare offer the finest in environmentally friendly goods: clothing, outdoor gear, and native crafts from around the world. Small pavilions and kiosks house changing displays and demonstrations from the EarthQuest Institute. Restaurants offer a rich range of international cuisine in themed settings and some of the food is grown using sustainable agricultural methods in selected areas of the EarthQuest Resort.

I'm so excited that these invisionaries chose our area for this unique blend of family entertainment. What a great area to live in!

Market Street Happenings for July 2010!

2010-07-02T08:28:00.000-07:00

Carriage Rides at Market Street! - July 2

Independence Parade - July 3

Cars & Coffee for a Cause - July 4

Popular Children s Series - Peanut Butter & Jamm - Returns to Market Street July 10th-August 14th!

Ladies Night Out! RSVP Today - July 12

Borders
Market Street Day Knitters - July 1

Story Time at Borders - July 2

The Woodlands Songwriters Association - July 12

Literary Ladies Book Club - July 13

Cru ~ A Wine Bar
Girl's Night Out! Celebrate Women & Champagne! - July 1

Big Bottle Night Every Wednesday At Crú~A Wine Bar - July 7

Vueve Clicquot Wine Dinner at Cru - July 15

Reynolds Family Winery Winemaker Dinner at Cru - July 16

Langford Market
Meet the Artist Event at Langford Market - July 15

Luke’s Locker
Run The Woodlands - July 10

Run The Woodlands - July 24

Norton Ditto
Happy Hour and Sale at Norton Ditto - July 8

Orvis
FREE "Flyfishing 101" at Orvis
July 3

Red Mango
Mango Monday at Red Mango

Sweet & Sassy
Sweet and Sassy Glam Week Summer Camp

Sweet and Sassy open at 7:30AM to get the girls sparkling and ready for the parade! Star Spangled package - July 3

Market Street-The Woodlands Presents The Return of its Popular Children’s Series Peanut Butter & Jamm!

Fashion Boutique Couture Lounge Signs Lease to Open at Market Street

________________________________________
Woodlands Wellness & Cosmetic Center - Summer Savings
THERMAGE 40% OFFThermage is the skin tightening procedure that smoothes, tightens and contours without surgery, injections or

________________________________________
Jamba Juice - Summer Feel Good Specials
See these awesome specials...

________________________________________
Bobby Chan - Join us for free wine and shopping at Bobby Chan!
Summer Sale continues through July with everything 30% off! Bobby Chan's offers free refreshments every

________________________________________
Aaron Brothers - Get a frame or canvas for a penny!
June 24th will be the first day of our Penny Sale. During the Penny Sale customers can purchase any frame or canvas and get a

________________________________________
Langford Market - Langford Market offers complimentary Personal Shoppers -Stop by for styling tips and ways to look your best!
Not everyone looks forward to swimsuit season, but we want to encourage you to focus on your whole ensemble.Try d

________________________________________
Eddie Bauer - Ultimate Summer Sale through July 11th at Eddie Bauer
These are the last days of the best prices of the season! Beginning, July 12th, we launch our Annual Gear event. A

________________________________________
Cos Bar - Special Beauty Events in July at Cos Bar
Make-up artist events: Artist, Sisley Regional - July, 3,10, 17, 24, 31 Treatment Thursdays: July 1, 8, 15, 22, 29 Foundati

________________________________________
Red Mango - Get your passport to FREE 16oz smoothies at Red Mango
Introducing new smoothies including boosts, fresh fruit and tea chillers! Stop by to pick up your Passport for free 16oz Smo

________________________________________
Sweet & Sassy - Fourth of July Specials - Sweet and Sassy will be open early to get the girls sparkling.
Two new fabulous parties just for summer- July only - Hawaiian beach party and the "So Sweet" party-call Swee

________________________________________
Sweet & Sassy - Glam Week Summer Camp
Different fun filled themes each day Monday-Friday, 10:30 - 2:30. July 19-25, and another session July 26-29. $185/wk, $40/da

________________________________________
Francesca’s Collections - Summer Sale at Francesca's Collections - Up to 75% off!

________________________________________
Dr. S. Bret Cope D.D.S. - Dr. Cope Gives Market Street Something to Smile About...

________________________________________
Norton Ditto - Summer Sale at Norton Ditto
Up to 30% discount on suits, sports coats, dress and casual slacks, long sleeve and short sleeve sport shirts, dress shirts,

________________________________________
Lilly Pulitzer - Lilly has Red, white, Blue & Pink Dresses!
Come to Lilly Pulitzer for your 4th of July attire. We have lots of Red, White, Blue and Pink dresses, skirts, tops and part

________________________________________
Em & Lee - Coupon for $10.00 during the month of July at Em & Lee
Great savings plus a coupon for $10.00!

________________________________________
Dionysus Salon-Spa - July is hot and steamy....and so is our hair!
July is hot and steamy....and so is our hair!!! Dionysus has several selections from Aveda to keep your hair tame and under c

________________________________________
LMD Boutique - Save 15% at LMD Boutique on 4th of July Weekend!
15% off throughout the store on July 3rd and 4th!

________________________________________
AVIA Boutique Hotel - Live music every week on Wednesday, Friday and Saturday
Featuring Ramon Torres and Anthony Caceres.

________________________________________
AVIA Boutique Hotel - Drink in the experience at the Avia Hotel. Happy Hour Specials!
Sunday - S.I.N. Industry Night $2.00 off beer + wines by the glass - 1/2 off libations Martini Mondays - Whether shaken or s

Great opportunities available at:
• Aaron Brothers
• Cru ~ A Wine Bar
• Luke s Locker
• Sweet & Sassy
See all Job Opportunities

Buying a New Home from a Builder?

2010-07-01T10:29:00.000-07:00

So you’re in the market for a new home and decide to go looking around to see what’s out there. If you are already working with a Realtor, be sure to register them with each builder before wandering around a single home. That way you’ll start off on the right foot with the builder and it will also send the builder the message that they can’t pull one over on you....and trust me, many will try. No matter how friendly the sales rep for the builder is, ultimately they will be looking after the interests of the one signing their paycheck and that’s not you. The same holds true with the builder’s superintendants and inspectors.

There are some wonderful builders out there who build really fine, quality homes. But you’ve got to keep in mind that there are many more unscrupulous ones as well. A home builder is only as good as his contractors, and construction workers tend to follow the money. The old saying, “Here today, gone tomorrow” can really be applied to building contractors. If a new subdivision opens up in the vicinity paying more money, you can bet a hungry contractor will pick up his hammer, nails, pipes and paint brushes and join his friends down the street.

So the first thing you need is your own advocate....someone who knows the ropes and will look after YOUR best interests. If you don’t have one, you need to hire a REALTOR. Why would you NOT, when you’re about to tie yourself to a mortgage for the next 30 years of your life while doling out thousands of dollars on the largest purchase you will more than likely ever make? And by the way, your Realtor’s commission is even paid by the builder! Builders like Realtors who bring them buyers so guess who benefits....YOU!

If you’re still waffling about a Realtor, consider the following:

Builders have their asking price just like an individual seller has a list price, and your Realtor can work alongside of you to negotiate the best deal possible. We've had alot of practice. We do it everyday. Another thing, builders may tell you that you have to use their lender, but that’s not true. You can use whomever you wish but many times the builder has worked out a deal with a particular lender to wave certain fees so using their lender is sometimes a good idea. Just make sure they are not making up the shortfall in additional or higher fees some place else. Shop around to make the best choice. Your Realtor can refer you to reputable lenders.

If the home is still under construction, visit it regularly, every step of the way. Once the walls are up, you can’t see what’s behind them. Your Realtor can be your other set of eyes. And take pictures! At the very least, it’ll be fun to have a collection of photos of your new home from start to finish.

Hire an inspector. Again, the builder has more than likely had inspections done at various times throughout the building process but you need an inspector who is not being paid by the builder to look after YOUR interests. Afterall, an inspector is beholding to the one who signs his paycheck. And don’t fall for the “you don’t need an inspector because we use city inspectors" line. Again, hire and PAY for your own, independent inspector. Your Realtor will have a list of reputable inspectors to chose from. Oh, and make sure ALL appliances are installed and utilities are on prior to the inspection.

Your Realtor will negotiate repairs for you. Just because it’s a brand new home doesn’t mean everything will be in working order. I’ve seen plumbing fixtures installed backwards (hot where cold should be and vice-versa) and electrical circuits not color coded properly. I’ve seen pin-sized holes in pipes that if not caught, could have caused mold at the very least. I’ve seen drainage issues and roof issues and so many other things that were caught by our own independent inspectors. An agent friend of mine even had an inspector find a beam missing in the attic. A structural engineer had to be called in. Negotiate the repairs and then by all means....PERFORM A FINAL WALK-THROUGH PRIOR TO CLOSING. I can't stress this enough.

Once you sign on the bottom line and the money funds, the house AND ITS PROBLEMS become yours! And no one is slower at handling fixes than a builder who has already closed on a home. Keep in mind that holding off a closing is much less costly for you than going through it with the promise the builder will make good on something not done. If you hold off the closing until the house is as you expect it, the builder will be forced to get on the ball and get things done because he doesn’t want another month of interest to pay.

I prefer to take my buyers to the house a few hours prior to closing, provided they’ve been stopping by periodically to monitor the progress so there are no surprises.

HAPPY HOME HUNTING!

TAX CREDIT & FLOOD INSURANCE PROGRAM EXTENSIONS GRANTED!!!

2010-07-01T05:56:00.000-07:00

Received this late last night after posting my venting blog about the National Flood Insurance Program.

UPDATE:

From: NAR (National Association of Realtors)Government Affairs
RE: Tax Credit Closing Date Extension/Flood Insurance Extension
DATE: 30 June 2010

After a close brush with the deadline, Congress has passed an extension of the Homebuyer Tax Credit closing deadline,the Homebuyer Assistance and Improvement Act(H.R. 5623). The extension applies only to transactions that have ratified contracts in place as of April 30, 2010 that have not yet closed. The new closing deadline legislation designed to create a seamless extension for eligible transactions is now September 30, 2010. There will be no gap between June 30and the date the President signs the bill into law.

NAR worked closely with Congressional leaders on both sides of the aisle to enact this important legislation. Extending the Tax Credit Closing deadline will help provide additional stability to real estate markets across the nation. For additional information on the extension visit www.realtor.org/government_affairs

Additionally, the United States Senate has passed the National Flood Insurance Program Extension Act of 2010,(H.R. 5569) extending the National Flood Insurance Program until September 30, 2010. This will allow transactions to move forward. The bill is retroactive and covers the lapse period from June 1, 2010 to the date of enactment of the extension. For more information on the flood insurance program visit
www.realtor.org/government_affairs

Flood Insurance Drowning in Government Bureaucracy

2010-06-30T16:05:00.000-07:00

If you’ve watched the news over the past several weeks and seen some of your neighbors across the nation watch in horror as their homes literally washed away in a flood, it may have gotten you to thinking that now might be the time to purchase flood insurance. Or perhaps you HAVE flood insurance, but it's up for renewal. Afterall, you don’t have to live in a flood plain to get flooded, just look at what happened when Tropical Storm Allison blew through a few years ago. Or even more recent, the havoc caused by Hurricane Ike’s torrential downpours. If you picked up the phone to call your trusty insurance agent you were no doubt surprised to hear the voice on the other end tell you in so many words, “Sorry. There IS no flood insurance right now.”

Read on for the latest update regarding flood insurance and our government at work for us: From the Insurance Journal – National News dated June 30th, 2010

"IF TODAY’S BID FAILS, NEXT LIKELY VOTE TO RESTART FLOOD INSURANCE: JULY 12TH"

The future of the National Flood Insurance Program (NFIP) remains in limbo even as Hurricane Alex makes its way to the Texas coast today. Washington lobbyists say a vote could come today but if that doesn’t happen, it could be until July 12th or thereafter before another vote is possible since Congress will not be around during the July 4th holiday.

The NFIP expired on June 1st, the official day of hurricane season. Since then, flooding has occurred in several states. On June 23rd, the House of Representatives passed another temporary extension of the NFIP, good through September 30, 2010, but the Senate has failed to take action so far.

Even if the Senate passed an NFIP extension, a flood insurance policy normally does not go into effect for 30 days after the policy is purchased, further underscoring the importance of renewing the program as quickly as possible, says the National Association of Insurance Commissioners (NAIC). The NAIC has sent a letter to House and Senate leaders urging immediate action to extend the National Flood Insurance Program (NFIP). In a letter, regulators stressed that timing is negatively affecting consumers.

“As state regulators, we are deeply concerned with the impact the nearly month-long lapse has caused for consumers and future flood victims across the country,” said Jane C. Cline, NAIC president and West Virginia Insurance Commissioner. “It is imperative that Congress act quickly to extend the program so that consumers can protect themselves.”

Blain Rethmeier, senior vice president for public affairs for the American Insurance Association, says right now the future of the NFIP remains in limbo with no clear legislative path for a retroactive extension of the program.

“There is a slim chance the Senate will have an opportunity to pass the short term extension, but with Senator Byrd’s funeral, it looks unlikely,” Rethmeier said. “We very well could go into July 4th recess without any resolution.”

Sen. David Vitter of Louisiana brought the NFIP extension through September 30th to the Senate floor for unanimous consent yesterday, according to Matt Brady, director of media relations for the National Association of Mutual Insurance Cos. (NAMIC). But Sen. Dick Durbin of Illinois objected and offered the “extenders” bill, legislation that would extend the program through the end of the year but also includes other provisions that have drawn objections for increasing the budget deficit, according to Brady. Brady said Sen. Vitter then objected to the extender’s bill.

“It’s possible that it could be brought to the floor for unanimous consent again today,” Brady said, but cautioned that if nothing happens today, the Senate would be less likely to take action tomorrow because of the memorial service planned for the late Sen. Robert Byrd. “They’re also out all next week, so if they adjourn without extending the program nothing can happen until July 12th or 13th at a minimum.”

The program has been unable to issue new or renewal policies since it was shut down May 31st, although it is still paying claims. It is the fourth time in the past year that the program has been interrupted due to the failure of Congress to reauthorize it for an extended period.

Yep....our government at work for us. Bless their hearts.

Bad Home Warranty Experience

2010-06-30T14:16:00.001-07:00

As a Realtor, I generally refer clients to 3 vendors in any particular category. 3 Lendors, 3 insurance companies, 3 painters, and so on. That way they can make their own choice who to go with. Same true with Home Warranty Companies. But 9 times out of 10, they figure the company I have personally must be the best, after all if it's good enough for me, it's gotta be good enough for them. NOT SO!

I'm only in my 2nd year with Old Republic Home Warranty but have referred them to clients for years. Since my rep left (who was wonderful), all they want is my payment. I've been trying to get my washing machine fixed for months. And my oven that I called in was flat denied stating it was due to "excessive force". Give me a break!

Mine's a long story but in short, they will find any excuse not to take care of something and I think their contractors work with them because otherwise, they wouldn't have any customers. They are THAT bad. I would like to hear from anyone else if you've had a similar experience with YOUR home warranty company. And if you're happy with yours, I would like to hear that too. I'm canceling my contract and shopping around.

Oh, and if you happen to be one of the powers that be with ORHW and are reading this...then good. Maybe I've finally gotten someone's attention. Nothing else has worked!

Just Who Are Fannie Mae and Freddie Mac?

2010-06-30T11:48:00.000-07:00

How Fannie Mae and Freddie Mac Save You Money

Homeowners who use Fannie Mae and Freddie Mac mortgages save thousands of dollars in interest payments each year. Read

Visit houselogic.com for more articles like this.

Deer Overruning Your Neighborhood?

2010-06-30T11:45:00.001-07:00

Help Control Deer in Your Community

You can help spur community-wide efforts to control deer, those adorable but damaging pests that ravage crops and threaten highway safety. Read

Visit houselogic.com for more articles like this.

Energy Tax Credits - Beware of False Promises!!!!

2010-06-28T10:17:00.000-07:00

Energy Tax Credits: Beware False Promises

Not all home improvements qualify for federal energy tax credits, no matter how compelling a sales pitch sounds. Read

Visit houselogic.com for more articles like this.

Tax Tips For Planning Your 2010 Tax Return

2010-06-28T10:15:00.000-07:00

Tax Tips for Homeowners Looking Ahead to 2010 Returns

From energy tax credits to vacation home deductions, check out these tax tips for homeowners looking ahead to 2010 returns. Read

Visit houselogic.com for more articles like this.

The Possible Costs of Renting Your House Out

2010-06-28T10:13:00.000-07:00

The Costs of Renting Out Your House

Renting out your house can be a smart financial move, as long as you calculate your costs carefully. Read

Visit houselogic.com for more articles like this.

How Foresclosures Can Affect Your Credit Scores

2010-06-28T10:09:00.000-07:00

(New!)

How Foreclosure Affects Your Credit Score

Foreclosures—and how you handle them—may have long-term credit score implications. Read

Visit houselogic.com for more articles like this.

Do You Scour the Sex Offender Registries?

2010-06-25T07:12:00.000-07:00

As a Real Estate professional, I’m often asked about the probability of a particular neighborhood’s housing of registered sex offenders. The concern is the same as mine, and rightly so. We want our children and families as safe as possible. I often refer these families to one of several sex offender registries. There is a growing number of Web sites that make it simple and easy to find out how many registered sex offenders live in a given area. Many of the Web sites are a result of Megan’s Law which went into effect in 1996 requiring states to make information on registered sex offenders public. Web sites such as Family Watchdog (www.familywatchdog.us) and the U.S. Department of Justice’s National Sex Offender Public Website (www.nsopw.gov) are free while some mobile apps can cost a few dollars.

What concerns this writer is how diluted the list has become. Round-the-clock media coverage of high profile abductions and murders have contributed to a general sense that society has run amok, when in fact violent crime rates in most areas are generally lower now than they’ve been since the 1970s, according to Lenore Skenazy, author of "Free Range Kids: Giving Our Children the Freedom We Had Without Going Nuts With Worry" (Jossey-Bass, 2009).

According to Skenazy, the number of people registered as sex offenders has been exploding for 15 years, and not because of the escalation of high-risk perpetrators. She notes that while there are still plenty of creepy criminals on state registries, the MAIN reason the list has grown so large is because we’ve “dumbed-down” the notion of what constitutes a sex offender.

Did you know that a person can wind up on the registry for urinating public, visiting a prostitute or in 32 states, taking part in the silly prank of streaking? I sure didn’t. But perhaps the most problematic group of “sex offenders” according to Skenazy is TEENS. Teen boys getting caught having sex with their girlfriends, and more times than not, consensually. In Texas alone, 4,000 registrants ended up on the list as juveniles. And in Georgia, it was found that less than 1% defined as “predators” were actually considered driven by compulsion to commit sex crimes.

Skenazy states that adding to the registries to “keep our children safe,” they’d likely be safer if registries were smaller and more meaningful. She further argues sex offender registries contribute to an irrational fear of “stranger danger” when in fact nearly 90% of all crimes against children are committed by a family member or other people they know, according to David Finkelhor, who directs the Crimes Against Children Research Center at the University of New Hampshire.

So what is a concerned parent or Realtor to do? I know I’ll continue checking out the Web sites myself and when asked, I’ll refer them to my clients. After all it only takes one individual to cause real fear in a community. I guess it really is better to FEEL safe than BE sorry.

Housing Shortage in the Cards?

2010-06-25T06:17:00.000-07:00

In the current market, the idea of a housing shortage may be hard to accept. There are simply too many For Sale signs and delinquent mortgages threatening to turn into foreclosures to make a housing shortage seem like a serious possibility. But the big drop in home construction over the past few years suggests that it COULD become a real issue.

Home builders must add 1.6 to 1.7 million housing units each year to accommodate typical U.S. population increases and replace demolished homes. During the boom years of 2003 to 2006, production far exceeded the historical average, with builders producing a cumulative surplus of 1.3 million units.

That overproduction remained hidden, though, because investors flush with easy money were gobbling up property. Once the easy money dried up and prices headed down, investors were forced to dump properties. Today, there might be as many as 700,000 empty units ABOVE normal levels.

Still, the great underproduction in the past three years is an issue that will need to be reconciled, especially if the trend continues. Once we start seeing new household formation again, a housing shortage is something we won’t be able to dismiss too quickly.

(June 2010) Lawrence Chun, Chief Economist of the National Association of Realtors

Negotiate Your Best House Buy

2010-06-24T08:28:00.001-07:00

(New!)

Negotiate Your Best House Buy

Keep your emotions in check and your eyes on the goal, and you’ll pay less when purchasing a home. Read

Visit houselogic.com for more articles like this.

FIELDING A LOWBALL PURCHASE OFFER ON YOUR HOME

2010-06-24T08:25:00.000-07:00

(New!)

Fielding a Lowball Purchase Offer on Your Home

Consider before you ignore or outright refuse a very low purchase offer for your home. A counteroffer and negotiation could turn that low purchase offer into a sale. Read

Visit houselogic.com for more articles like this.

Priorities to Consider When Negotiating Repairs (For Buyers)

2010-06-21T13:06:00.000-07:00

I always stress the importance for Buyers to attend the inspection of a home they plan to purchase. Doing so enables them to be shown specific items of importance and allows them to ask questions of the inspector. The following information is coming straight from the horse's mouth (so-to-speak), a REAL inspector...and a very thorough one I might add. Please read on....

In the words of Glenn Wharten, Texas Inspection Partners: It happens during nearly every inspection. The buyer will ask me if the seller “has to” repair a particular item or they will ask which items they should ask the seller to repair. Repair negotiations are of course, the responsibility of the buyer’s agent. The agent however, is not supposed to be making value judgments in regard to repairs. It therefore falls to the inspector to give every buyer some level of guidance as to how to set priorities among all of the items found.

I first advise buyers that much of the repair negotiation process rests on the seller’s attitude towards the process. If the seller believes he “took a bath” or is financially stressed, he may have little interest in conducting repairs. At the other end of the spectrum is the seller that thinks he did well during initial negotiations or earnestly wants to leave the home in a tidy manner. The normal scenario tends to be somewhere in the middle of these extremes.

To prepare for repair negotiations you need to accept two facts. First, a seller will not repair the entire list. The simple explanation that I use is that you have to accept that there is a normal level of wear and tear on any home. Secondly, the buyer must make a serious decision about what he is unwilling to accept and what he can do himself. Homeownership is a responsibility; it comes with an obligation to conduct upkeep. Items found by the inspector that fall into the normal upkeep category are poor choices for repair negotiations.

Finally, consideration must be given to the buyer’s personal situation. Factor in buyer skill set, the age of the new occupants and any mobility issues with the new occupants. Priorities 1 through 3 (below) can routinely become part of a negotiating process, while 4 normally does not. This is what I give to my buyers:

Priority 1: Safety - Repair any item that can be construed as harmful if not fixed. Opinions on what is a safety issue will vary. Good examples include GFCI repair or the replacement of a copper gas line.

Priority 2: Structure - Repair any item, which causes a weakening of the structure or opens the structure up to environmental damage. Rotted wood, plumbing leaks or ineffective flashing.

Priority 3. Mechanicals - Repair any mechanical or appliance needed for home comfort or functionality. AC or heat, which is not working.

Priority 4. Routine Repairs - Items that are part of a normal maintenance program but need attention now. Caulk repair around windows, trimming vegetation.

See who's coming to Dosey Doe's!

2010-06-21T12:18:00.000-07:00

Tuesday, July 13, 2010 - EZRA CHARLES 8:00 PM $40 Dinner
He is firmly rooted in every type of music that ever came out of Texas; Boogie-Woogie, Swing, Rockabilly, and Blues. Famous for his flashy piano antics and girls in the horn section, Ezra spends the evening talking & playing with host Kyle Hutton for this recorded for radio event.

Tuesday, July 27, 2010 - MARK CHESTNUTT 8:00 PM $70 Dinner
With one of “the” voices in Country music, Mark is the heir apparent to both of
the Georges! Success came early in the ‘90s and continues as he is always on top of the charts & winning awards. Mark spends the evening talking & playing with host Kyle Hutton for this recorded for radio event.

MORE TO COME......

Looking for something FUN to do?

2010-06-21T12:03:00.000-07:00

Crú in The Woodlands is featuring live jazz, spectacular wine country cuisine, artisan cheeses, wood-fired pizzas and nightly seasonal Chef Specials. Each night their in-house wine specialist will select and open a rare large format bottle to offer by the glass at exceptional value for your enjoyment.

There's much more here than beer!

2010-06-18T12:39:00.000-07:00

Coming to Town Green Park on The Woodlands Waterway - 2010 Oktoberfest!

September 24th - 26th
Times: Fri: 5-9pm | Sat: 12-9pm | Sun: 12-6pm
Cost: Children under 10 - $Free | Adults and Children 10 and up - $10.00

2010 Entertainment Schedule coming soon!

Food & Drinks There will be much authentic German food to be sampled including:
•bratwurst•sauerkraut•strudel•a wide variety of other tastes

Also, two-fisted Oktoberfest pretzels will tempt the taste buds of festival goers.

Oktoberfest 2010 beer mugs and Bavarian souvenirs will also be for sale in the festival's craft vendor fair.

All proceeds will go directly to The Woodlands Rotary Club Foundation raising funds for student scholarships benefitting local students and their families.

2010-06-17T10:27:00.000-07:00

THINKING ABOUT OWNER FINANCING?

Many of us have been very concerned about the implementation of federal legislation known as the SAFE Act that would severely limit an individual’s ability to seller finance their property in Texas.

We are working on numerous regulatory and legislative solutions to this affront to private-property owners, and have some good news to report. At our urging, the chief regulator over the SAFE Act in Texas, the commissioner of the Texas Department of Savings and Mortgage Lending, has taken significant steps to allow Texas property owners to continue to seller finance up to five transactions in a 12-month period.

More specifically, the commissioner has delayed the implementation of the SAFE Act requirement for licensure in seller-financed transactions in Texas until August 31. This will give us time to implement regulatory and legislative changes during the coming months. For now it is important for you to know that the long-standing law of allowing a Texas seller to finance up to five transactions in a consecutive 12-month period is still in effect and the Texas Association of REALTORS® will continue to work at the federal and state level to see that this is a permanent solution.

Finally, this action would not have happened if not for the thousands of Texas REALTORS® who participated in our grassroots efforts to correct this abuse to private-property owners in Texas.

Information provided by Governmental Affairs, The Texas Association of Realtors, Bill Jones, 2010 Chairman of the Board

2010-06-17T10:15:00.000-07:00

Home Buyer Tax Credits Brought to you by the National Association of Home Builders
Special Rules for Members of the Military, the Foreign Service
and the Intelligence Community:

Congress has acknowledged the unique circumstances affecting members of the military, the foreign service and the intelligence community by making the following exceptions that apply to both the $8,000 tax credit for first-time home buyers and the $6,500 tax credit for repeat home buyers.

Exemption From Tax Credit Recapture Rules

Typically, homes that are sold or that cease to be used as a principal residence within three years of the initial purchase are subject to recapture of the tax credit. However, qualified service members who sell or move from a tax credit home within three years of the initial purchase due to official extended duty are exempt from the recapture rule.

Extension of Tax Credit Deadlines

The home buyer tax credit is available for qualified purchases with a binding sales contract in place on or before April 30, 2010 and closed by June 30, 2010. However, for qualified service members who are ordered on a period of official extended duty, these dates are extended for one year. For these home buyers, the tax credit applies to sales with a binding sales contract in place on or before April 30, 2011 and closed by June 30, 2011.

A person who is forced to return to the U.S. for medical reasons before completing an assignment of at least 90 days of qualified official extended duty outside of the United States may qualify for the one-year extension.

Definitions

“Qualified service member” means a member of the uniformed services of the U.S military, a member of the Foreign Service of the U.S., or an employee of the intelligence community.

“Official extended duty” means any period of extended duty outside of the United States for at least 90 days during the period beginning after December 31, 2008 and ending before May 1, 2010.

Certified International Real Estate Specialist!

2010-05-20T15:37:00.000-07:00

I.R.E.S. stands for International Real Estate Specialist. It is a certification program that educates agents on how to sell properties to buyers coming from other countries; market our local listings in other states and countries; and sell properties located around the world to our local buyers. It is a society of agents working together to promote our listings not only in the state where we hold our licenses, but also in other states as well as internationally.

I can actually sell you a golf course property in Las Vegas or a castle in Spain!

Currently there are about 1500 agents from many different states and countries in this global network of Real Estate professionals. The magazine, Castles and Estates which is a high-end publication and the website Castlesandestates.com is now available to help me to promote my listings world-wide.

We got 2009 Broker of the Year!

2010-05-10T11:09:00.001-07:00

The Woodlands presents the return of its popular, month-long Spring Concert Series every Thursday

2010-05-05T12:38:00.000-07:00

THE WOODLANDS, TX (March 31, 2010) - Market Street - The Woodlands presents the return of its popular, month-long Spring Concert Series every Thursday from 6:30 – 8:30 pm, May 6 - June 17, as some of the area’s hottest musical talents perform right in Market Street’s Central Park. Bring a blanket or lawn chair and unwind to the live music sounds from renowned local artists such as Ezra Charles & The Texas Band, Cecille “La Diabla” & Rainel Pino’s Orquesta, the Level One Band and so much more!
Scheduled performers include:

May 6 Ezra Charles & The Texas Band
May 13 Cecille “La Diabla” & Rainel Pino’s Orqeusta

May 20 Level One Band
May 27 Joseph Vincelli

June 3 Mike Reed Band
June 10 Joe Carmouche Band

June 17 Mambo Jazz Kings

2010-04-28T09:43:00.001-07:00

5 Tips For Going Green

Eco-friendly. Carbon footprint. Global warming. Energy-efficient. These catch phrases have become part of our lexicon as we’ve become more aware of our impact on the environment and our role in protecting it. As a homeowner, there are some simple, inexpensive steps you can take to make your home energy-efficient. Get started on the road to being “green” with these five tips:

1. Change Your Light Bulbs

By replacing just five incandescent light bulbs with compact fluorescent (CFL) bulbs, you can save $100 per year on electric bills while using up to 75 percent less energy and removing greenhouse gases from the environment.

2. Buy ENERGY STAR® Appliances

ENERGY STAR-qualified appliances, such as refrigerators, washers and air conditioners, meet a higher level of energy efficiency set by the Environmental Protection Agency and U.S. Department of Energy than standard models. According to ENERGY STAR, if just one in 10 homes used ENERGY STAR-qualified appliances, the impact could be compared to planting 1.7 million new acres of trees. And, switching to these appliances is not only good for the environment, but easy on your pocketbook. Although these appliances may costs more, you can reduce your energy bill by $80 per year.

3. Seal Up

Cracks and air leaks represent cash seeping from your doors and windows. Get rid of air leaks in doors, windows and other areas by caulking gaps and cracks. This will help decrease your heating and air conditioning bill. But make sure you use silicone sealants. Acrylic caulk tends to shrink, while silicone sealants are waterproof and won’t shrink or crack, creating less waste.

4. Use Less Water

Did you know that roughly 60 percent of a home's water consumption takes place in the bathroom, according to the California Urban Water Conservation Council? The largest culprit is the toilet, which accounts for 27 percent of your household supply every year. By installing low-flow toilets, showerheads and faucets, you can save thousands of gallons of water each year. In addition, replace leaky fixtures. That slow-dripping faucet can waste as much as 2,400 gallons of water per year.

5. Adjust the Thermostat

When adjusting your home’s thermostat, the rule of thumb should be: turn up the dial in the summer and down in the winter. Lowering the temperature by just one degree will reduce your electrical costs. And if you use a programmable thermostat, you can program your air-conditioning and heating systems to reduce output while no one is at home or at night while you sleep. Ceiling fans are also helpful in circulating the air to keep the room cool in the summer and warm in the winter.

Going green doesn’t have to be overwhelming or costly. By making just a few small changes within your home, you can help decrease energy consumption and help make the world a “greener” place.

HOUSTON SINGLE-FAMILY HOME SALES AND PRICES CLIMB IN MARCH
AS THE HOMEBUYER TAX CREDIT DEADLINE LOOMS

Strongest sales volume continues among homes priced from $250K and above

HOUSTON — (April 20, 2010) — The rapidly approaching April 30 federal homebuyer tax credit apparently inspired Houston-area consumers to house shop, as sales of single-family homes throughout the Houston market rose in March with the strongest sales volume continuing in the upper housing segments. Prices of single-family homes also continued their months-long appreciation.

The rapidly approaching April 30 federal homebuyer tax credit apparently inspired Houston-area consumers to house shop, as sales of single-family homes throughout the Houston market rose in March with the strongest sales volume continuing in the upper housing segments. Prices of single-family homes also continued their months-long appreciation.

Overall March sales of single-family homes across greater Houston climbed 10.8 percent compared to March 2009, according to the latest monthly data compiled by the Houston Association of Realtors® (HAR). All single-family home pricing segments except the under-$80,000 market experienced gains, with the sharpest increases in homes priced from $250,000 and above. Sales of all property types rose 14.5 percent in March on a year-over-year basis.

The average price of a single-family home appreciated for the sixth straight month, reaching $212,403, up 10.2 percent versus March 2009. That represents the highest pricing level for a March in Houston. At $154,250, the March single-family home median price—the figure at which half of the homes sold for more and half sold for less—rose 6.4 percent from one year earlier. That represents the 11th consecutive monthly increase in median price and is the highest dollar figure for a March in Houston.

Foreclosure property sales reported in the Multiple Listing Service (MLS) fell by 14.1 percent in March compared to one year earlier. The median price of March foreclosure sales rose 4.2 percent to $87,500 on a year-over-year basis.

Sales of all property types in Houston for March totaled 5,758, up 14.5 percent compared to March 2009. Total dollar volume for properties sold during the month was $1.2 billion versus $938 million one year earlier, representing a 24.2 percent increase.

“Local mortgage lenders I have spoken with estimate that between 50 to 65 percent of their recent business is related to the first-time homebuyer tax credit,” said Margie Dorrance, HAR chair and principal at Keller Williams Realty Metropolitan. “Homebuyers are nearly out of time to take advantage of the credit since a contract must be in the title company by midnight on April 30, although closing can take place as late as June 30.”

March Monthly Market Comparison
The month of March brought Houston’s overall housing market positive results when all listing categories are compared to March of 2009. Total property sales, total dollar volume and both median and average single-family home sales prices all increased on a year-over-year basis.

The number of available properties, or active listings, at the end of March rose 7.1 percent from March 2009 to 49,030. That represents 2,372 more active listings than one month earlier, in February 2010, and is widely thought to reflect increased activity stemming from the homebuyer tax credit.

Month-end pending sales for March—those listings expected to close within the next 30 days—totaled 4,242, up 14.3 percent from last year. The months inventory of single-family homes for March stretched slightly to 6.7 months compared to 6.1 months one year earlier, but remains better than the national months inventory of single-family homes of 8.6 months, reported by the National Association of REALTORS® (NAR).

Market Street Events in the Woodlands, TX

2009-09-30T14:51:00.000-07:00

Market Street – The Woodlands presents the return of its popular, month-long Fall Concert Series every Thursday night in October when some of the area’s hottest musical talents perform right in Market Street’s Central Park. Bring a blanket or lawn chair and unwind to the live music sounds from renowned local artists every Thursday from 6:30 – 8:30 pm, October 1 – 29. Or, enjoy the concert sounds while dining on the patios at Jasper’s, Crú – A Wine Bar, Tommy Bahama Tropical Cafe, UNI Sushi or any other Market Street restaurant. All Market Street fashion retailers also are open before and after during each concert performance.

Scheduled performers include:

Moodafaruka October 1

Level One October 8

Althea Renee October 15

The Brew October 22

Grady Gaines
and the Texas Upsetters October 29

Fred Astaire Dance Studios will be performing in Central Park on Oct. 1, 15, 29 and invite attendees to join them on the floor.

Concert fans are reminded to visit www.marketstreet-thewoodlands.com for updated schedules and information. Located across the street from The Cynthia Woods Mitchell Pavilion, Market Street is bound by Lake Woodlands Drive, Lake Robbins Drive, Grogan’s Mill Road and Six Pines Drive.

The Woodlands Rotary Club will present its 1st annual Oktoberfest on Saturday and Sunday, September 26 and 27

2009-09-22T15:26:00.000-07:00

The Woodlands Rotary Club will present its 1st annual Oktoberfest on Saturday and Sunday, September 26 and 27, at Town Green Park, located along The Waterway and adjacent to The Cynthia Woods Mitchell Pavilion.

All proceeds from Oktoberfest will go directly to The Woodlands Rotary Club Foundation, a 501c(3) organization, to raise funds for local students’ scholarships. The event is expected to attract festival-goers from around the area, many dressed in traditional Bavarian costumes.

"The success of the Tomball German Heritage Festival, held in late March, highlights the attractive nature and spirit of the German heritage in our area. Our Oktoberfest will exemplify the true spirit of the traditional fall harvest festivals in Germany. There will be something fun to do for all ages," says Bob Schucker, The Woodlands Rotary Club’s President and Oktoberfest chairperson. "

This family-oriented Oktoberfest will feature music from German bands as well as authentic German food. Oktoberfest Bavarian souvenirs will also be for sale in the festival's craft vendor fair.

Ticket prices are $10 per person, 10 years and older; $5 for children 2 years – 10 years old; and free for children under 2 years. For more information about advanced ticket purchases or the event, visit Rotary’s Oktoberfest site.

For sure in Texas

2009-09-22T13:49:00.000-07:00

Did you realize that your Texas driver's license has a phone number on the back, just above the bar code on the lower left side: 1-800-525-5555. (It's in Very Small Print, but it Is there.) Many of us have Triple A, or have opted to have roadside assistance available from our auto insurance or included when we purchased our cars, but if you don’t have it, this number can be called for emergency assistance on the highway or wherever you might have trouble while in your car. I’m told a service truck will be sent to you as well as a state trooper to make sure all is well and that it is a service that is state operated and paid for with your tax dollars. If you are ever stranded, just call the number on your driver's license...and help is on the way.

WHAT IS DOSEY DOES?

2009-08-05T16:12:00.000-07:00

WHAT IS DOSEY DOES? Visit their website for a full description and menu selections but in a nutshell, it’s one of my favorite places. The food is wonderful and the entertainment is exciting. According to their website at www.doseydoescoffeeshop.com, “The Dining/Live Music Hall is built from a 150 year old barn from Kentucky. Hand Hewn (cut by axe instead of saw). It is made entirely of 300 year old growth Oak and Birch. The process of taking the barn down, re-raising it, and finishing it out took two and one half years. Mr. Michael Ford was the construction mastermind and is currently one of our Managers.

We love the idea of bringing this lost art of construction and a very real piece of American History back to life in a fashion that so many can enjoy. Adorned with all original signage, artwork, photos, general store wares, antiques, leaded glass windows, and milk glass (school) lights all from the late 1880’s to mid 1900’s. We hope that visiting Dosey Doe will give you a chance to let the mind rest and just “take you away”. Smoking is available on the outside patio only.

Dosey Doe is now considered to be one of the best music venues in the U.S. by artists and fans alike. Just ask Clint Black, Leon Russell, Marcia Ball, Michael Martin Murphy, Larry Gatlin, Mason Williams, Richie Havens, Deryl Dodd, Radney Foster, Tish Hinojosa, or Lee Roy Parnell (see photo) who have played here. "I have played them all, big and small, but I have never played a place that sounds as good as Dosey Doe!" Gary P. Nunn.

Keep us in mind for corporate and civic meetings as we have several rooms and areas all available with WiFi and plug in computer access and we can come to you with a catered affair including party trays and businessman’s lunches. In addition to a full kitchen we also have a complete bakery where we can supply your Holiday and Special Occasion needs: cakes, pies, cookies.”

Visit the website for more information. You won’t be disappointed.

Entertainers now scheduled at Dosey Does on I-45 in The Woodlands:

Aug 09 Sunday Dinner & Show

6:00 PM TOWN CENTER THEATRE $40

SUNDAY SHOWCASE!

This is a true old fashion dinner show to take all your kids to…be they 10

Or 110! Singers will perform classic broadway show tunes that you will keep

humming all week long. This show is the first of the monthly cabaret series.

Price Includes: Salad, Entrée, Dessert, and Beverage.

Town Center Theatre is a 501(c)3 not for profit organization

Collaborate recognition is given to

The Alliance for the Performing and Visual Arts of the Woodlands

Aug 11Tuesday EZRA CHARLES TRIO 8:00 PM $5

Ezra comes in with his tenor sax player Damon Sonnier & his

young son Jakob Charles on percussion for a relaxed evening

of Blues, Boogie-Woogie and stories from the band's recent

adventures playing the Umbria Jazz Festival in Italy.

Aug 12 Wednesday Open Guitar Nite 7:00 PM No Cover Charge

The Stage is available for Guitar & Other Players. Sign up now!!!!! One time,

Cory Morrow showed up to play and then played with everyone. You never know!

Aug 13 Thursday Casey Berry (with Tony Pierce Opening) 8:30 PM

& the Live Texas Mosquitoes $8 Cover

“Casey is making the biggest waves in the Texas Charts right now with his

gutsy Country music.“I Know a Liar” has none of the gloss that hides the

inadequacies of most of Nashville’s output these days.”

Aug 14 Friday DJANGO WALKER

8:30 PM $12 Cover So far, in the advent of a very young career,

Django Walker has a] co-written songs with Texas country music

blockbuster Pat Green, b) played a show at Dallas’ famed Cotton

Bowl headlined by the Dixie Chicks, c) released his first solo album and began writing

songs for a second album also to be released on his independent label, Lazy Kid Music, and

d) extended a long and honorable Texas music legacy into a new era. Acoustic Show.

Aug 15th &16th Sat. & Sun. Open for BREAKFAST 8 AM to 1 PM with

Sunday: Tony Baldwin on classical guitar playing popular tunes familiar from the 50’s to current hits.

Aug 15 Saturday Bonnie Bishop *CD Release Party*

8:30PM Brian Langlinais to Open $25 (includes CD) / $15 (no CD)

Bonnie Bishop is a singer and a Texan…and, yes, all that insinuates.

Brassy, original, soulful, with a whole lot of attitude, her music and

her personality are one in the same. But your stereotypical chick

singer she is NOT. She sings with the confidence of a woman who

understands that the power of her voice lies in her ability to make the

audience want more, not want less. This is the SouthTexas Premier

of her highly acclaimed new CD “Things I Know”. $25 Ticket includes autographed CD!!!

Aug 18 Tuesday Presents $60/$55 Three Course

Michael Martin Murphy

His songs have been recorded by Lyle Lovett, Kenny Rogers,

John Denver, Nitty Gritty Dirt Band, & Jerry Jeff Walker. He’s

the top selling singing cowboy of all time & his song “Wildfire”

is one of the most played songs in radio history. Don’t miss

this CMA and Grammy Award winner.

Join him with host, Kyle Hutton for this special recorded for

radio, event! Real Live Appetizer – Katherine Hallberg

Aug 19 Wednesday JIMSLOAN & $8 Cover Charge

8:30 PM Boom Town Bluegrass

Famous Father of Leslie (& Her Juke Jointers), Jim, brings his newly formed

all local group to Dosey Doe for the first time. Well known for his vintage

collection of guitars and his ability to pick them he will have your feet taping

and you head bouncing to timeless rhythms of classic and original tunes.

Aug 20 Thursday W E S H A Y D E N

Opening forWes: 8:30 PM $18 / $12 Cover

Elizabeth made her Grand Ole Opry debut in 2000, appearing repeatedly thereafter

– remarkable, considering she was an indie artist with no airplay. The

excitement generated by her clear, beautiful voice, strong songwriting ability,

live performances have created comparisons to Kelly Willis & Dolly Parton.

Wes Hayden's popularity became obvious when he was asked to play for

President George W. Bush. With the release of Wes Hayden's new album,

"Full Circle", the Houston native has captured the attention of the music

industry and country radio stations. However, it is his appearances on

ABC’s “BACHELORLETTE” that has blown him into the limelight…“Jillian

thinks that Wes is a total hunk and that he's got some of the things she's

looking for in a partner. Sure, Wes is not bad to look at and having a

country music career is certainly a bonus.” Going to be one HOT NIGHT!

Aug 21 Friday 8:30 PM Chris Thomas King Solo

Opening for Chris: The Josh Grider Trio

Dinner/ Show $54 / $48 Includes: Salad, Choice of Entrée, Dessert, Bev.

Selected Awards and Accomplishments:

• Co-stared in Oscar winner “Ray” as band leader Lowell Fulsom.

• #1 Album on the Billboard Pop charts for“O Brother, Where Art Thou?

• Multi - Grammy“ Award winner including Album Of The Year” for

“O Brother, Where Art Thou?

• Down From the Mountain is Certified Gold with sales of one million in the US.

• Voted one of the “Entertainers Of The Year” by Entertainment Weekly, 2001.

• One of the most famous and successful blues artist in the world today!

Aug 22 Saturday LEON RUSSELL 8:30 PM $68/$60

A TRUE LIVING LEGEND Danny Schmidt to open

Pop, rock, country, gospel, blue grass, blues, standards,

surf. Session musician, singer, songwriter, arranger,

producer, record company owner, guitarist, & pianist.

“A music legend and perhaps the most accomplished

and versatile musician in the history of rock & roll.”

“DELTA LADY”, “A SONG FOR YOU”, “SUPERSTAR”, ”TIGHT ROPE”

Price Includes: Salad, Entrée, Dessert, Bev. Will Sell Out Fast!

Aug 22nd &23rd Sat. & Sun. Open for BREAKFAST 8 AM to 1 PM with

Sunday: Tony Baldwin on classical guitar playing popular tunes familiar from the 50’s to current hits.

Aug 25 Tuesday Danny Schmidt with Bettysoo

8:30 PM WRITERS IN THE ROUND $8 Cover

”With seductive simplicity, his music demands your attention."- Jeff McCord, TexasMonthly Texas'

best-kept secret. Danny Schmidt has caught a fast rising star, and is shining brightly

with his amazing sound. Kerrville New Folk winner in ‘07. Poet. Singer-songwriter.

Guitar phenom. Bettysoo simply takes you away. Her emotion filled

lyrics and rich warm voice form that very rare listening sensation of

being totally consumed. She is the opening act for so many big stars

for a reason: destined to be the main act on the big stage.

Aug 26 Wednesday CORY MORROW 8:30 PM $18 / $10

His latest offering, Vagrants And Kings, finds Morrow at

his strongest- artistically, personally and spiritually.

Morrow’s rustic sound remains part singer/songwriter:

poetic and acoustic at times. But it’s equal parts country

rock: accessible, hooky and rowdy in the tradition of

outlaws like Waylon & Willie. Acoustic Show!

Aug 27 Thursday EDDY RAVEN 8:30 PM $72 / $64

His style of music is rich in lyrical imagery and strong in

artistic roots. He has been writing and playing a mixture

of country, rock, Cajun, and blues since he was a teenager

in Louisiana. The No. 1s: Bayou Boys, I Got Mexico, Shine Shine Shine,

I’m Gonna Get You, Joe Knows How to Live, Till You Cry, In A Letter To

You, She’s Gonna Win Your Heart. Add another 12 top 10s and that he has

written for Roy Oberson, Waylon, Merle, Tanya, George Jones, and a host of others and

you have an up close and personal evening with one of the true Legends in music.

Price Includes: Salad, Choice of Entry, Dessert, Soft Beverage.

Aug 28 Friday DARDEN SMITH 8:30 PM $15 Cover

During his 20-year career, he has recorded in folk, country and pop settings.

He has co-written with a British rocker, released 10 critically acclaimed

albums, created works for dance theater, done symphonic collaborations

and through his Be An Artist Program, brought to children across the world

the message of the inherent creative capabilities in everyone.

Aug 29th & 30th Sat. & Sun. Open for BREAKFAST 8 AM to 1 PM with

Sunday: Tony Baldwin on classical guitar playing popular tunes familiar from the 50’s to current hits.

Aug 29 Saturday DALE WATSON 8:30 PM $48 / $40

This is what Willie Nelson says:

“I’m one of Dale’s biggest fans I enjoy all his

records…and think there’s a great deal similar

between Dale and Waylon and myself…Kris and all the guys who just want

just want to play their music and not have to go through the bull****. Dale

stays true to what he believes in…whatever they say made me and Walyon

‘Outlaws’, I think he’s the same……..…IF WE WERE…..HE IS!!!

Price Includes: Salad, Choice of Entrée, Dessert, Beverage.

Aug 30 Sunday CRYSTAL GAYLE $82 / $76

Two Shows Includes: Salad

3:30 & 7:30 PM Entrée Choice, Dessert, Bev.

“Brown Eyes” opened the world’s eyes to Crystal Gayle. She became

a household name in homes grand and small. From Louisville to

Leningrad the glamour and the mystique of the Crystal Gayle

phenomena made her an instantly “ in demand” artist. From

symphony halls to Carnegie Hall… from the best kept stages in Las

Vegas to the prestige of the London Palladium... one word—“Crystal”—crossed musical

genres and oceans. Multiple CMA Vocalist of the Year, Grammy Award Winner, Three

American Music Awards – Favorite Female Artist, First Platinum Female Country Seller.

Check out these activities in Conroe, TX:

2009-08-05T16:08:00.000-07:00

If you like the theater, check this out in Conroe:

Cheaper By The Dozen

When: Aug 14, 2009 at 8:00pm Where: Conroe, TX Crighton Theatre

Saturday, August 15th

Cheaper By The Dozen

When: Aug 15, 2009 at 8:00pm Where: Conroe, TX Crighton Theatre

Cheaper By The Dozen

When: Aug 16, 2009 at 2:00pm Where: Conroe, TX Crighton Theatre

Upcoming Events in Conroe:

Wednesday, August 12th

Business To Business Networking Breakfast

When: Aug 12, 2009 at 7:30am Where: Conroe, TX From: Greater Conroe/Lake Conroe Area Chamber Of Commerce Category: Clubs and Organizations

Club Meeting

When: Aug 12, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Wednesday, August 19th

Club Meeting

When: Aug 19, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Thursday, August 20th

Business Afterhours

When: Aug 20, 2009 at 5:00pm Where: Conroe, TX From: Greater Conroe/Lake Conroe Area Chamber Of Commerce Category: Clubs and Organizations

Wednesday, August 26th

Club Meeting

When: Aug 26, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Saturday, August 29th

CPR Saturday

When: Aug 29, 2009 at 8:00am Where: Conroe, TX From: Greater Conroe/Lake Conroe Area Chamber Of Commerce Category: Clubs and Organizations

Wednesday, September 2nd

Club Meeting

When: Sep 2, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Wednesday, September 9th

Business To Business Networking Breakfast

When: Sep 9, 2009 at 7:30am Where: Conroe, TX From: Greater Conroe/Lake Conroe Area Chamber Of Commerce Category: Clubs and Organizations

Club Meeting

When: Sep 9, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Wednesday, September 16th

Club Meeting

When: Sep 16, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Wednesday, September 23rd

Club Meeting

When: Sep 23, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Thursday, September 24th

Membership Luncheon

When: Sep 24, 2009 at 11:30am Where: Conroe, TX From: Greater Conroe/Lake Conroe Area Chamber Of Commerce Category: Clubs and Organizations

Wednesday, September 30th

Club Meeting

When: Sep 30, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Thursday, October 1st

Lobsterfest

When: Oct 1, 2009 at 7:30am Where: Conroe, TX From: Greater Conroe/Lake Conroe Area Chamber Of Commerce Category: Clubs and Organizations

Wednesday, October 7th

Club Meeting

When: Oct 7, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Wednesday, October 14th

Business To Business Networking Breakfast

When: Oct 14, 2009 at 7:30am Where: Conroe, TX From: Greater Conroe/Lake Conroe Area Chamber Of Commerce Category: Clubs and Organizations

Club Meeting

When: Oct 14, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Wednesday, October 21st

Club Meeting

When: Oct 21, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Wednesday, October 28th

Club Meeting

When: Oct 28, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Wednesday, November 4th

Club Meeting

When: Nov 4, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Wednesday, November 11th

Where: Conroe, TX From: Greater Conroe/Lake Conroe Area Chamber Of Commerce Category: Clubs and Organizations

Club Meeting

When: Nov 11, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Thursday, November 12th

Business Expo

When: Nov 12, 2009 All Day Where: Conroe, TX From: Greater Conroe/Lake Conroe Area Chamber Of Commerce Category: Clubs and Organizations

Wednesday, November 18th

Club Meeting

When: Nov 18, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Wednesday, November 25th

Club Meeting

When: Nov 25, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Wednesday, December 2nd

Club Meeting

When: Dec 2, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Wednesday, December 9th

Business To Business Networking Breakfast

When: Dec 9, 2009 at 7:30am Where: Conroe, TX From: Greater Conroe/Lake Conroe Area Chamber Of Commerce Category: Clubs and Organizations

Club Meeting

When: Dec 9, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Wednesday, December 16th

Club Meeting

When: Dec 16, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Wednesday, December 23rd

Club Meeting

When: Dec 23, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Wednesday, December 30th

Club Meeting

When: Dec 30, 2009 at 11:45am Where: Conroe, TX From: Conroe Noon Lions Club Category: Clubs and Organizations

Property to browse...August 4, 2009

2009-08-04T07:50:00.000-07:00

For more information on these or my other properties, visit:

Roxann McDaniel Realtor ~ Phone: 936.321.7500

SPRING, TX - With some tender loving care, this single-story home could become your personal showplace or income property. It features both formals, a large family room with corner fireplace, kitchen appliances including a 5-burner gas stove, double oven and dishwasher, detached garage and a large yard. This foreclosure is priced to sell fast at $81,000. MLS # 93451343

CONROE, TX – Listed at $123,500 this lovely custom home, impeccably well-kept, sits in the sleepy community of Whispering Pines on almost 1/2 acre. So much redone it feels brand new. Features include upgrades, updated appliances, tile, cultured marble, art niche, corner fireplace, ceiling fans pre-wired for surround sound through-out, finished garage, large storage shed/workshop, full-length patio accessed from family & master. The huge master suite includes bath w/dual sinks & vanities, garden tub & separate shower. The 3rd bedroom currently used as study. MLS # 65254946

SPRING, TX - A little TLC & this gorgeous home can be your showplace. Features include a pool, sprinkler system, 3-car garage, stainless appliances, granite, inlaid tile work, wood floors, gorgeous kitchen cabinets, archways & more. It has a master suite downstairs and a secondary master up. If you like entertaining, need room to spread out or simply need a place to retreat for quiet time, this home has room for it all. Set your sites in this lovely community surrounded by beautiful homes but hurry because this home is priced to sell quickly. MLS # 42247446

THE WOODLANDS, TX – FOR LEASE: This roomy, 2-story home is tucked away on a huge lot at the end of a short cul-de-sac & is close to everything including I-45, hospitals, schools, shopping & all The Woodlands has to offer. Ready for your family's immediate move-in it includes new paint, a cozy fireplace, refrigerator, dishwasher, disposal, range, new microwave, new tile flooring down, new carpet up, new fixtures, a fenced-in yard & so much more. Touch-ups still being done but home is priced below market to go quickly. MLS # 87396542

Houston Market Update for May YTD 2009

2009-06-11T08:58:00.000-07:00

For an overall update on the Houston market, please go to our blog:

http://www.garygreene.com/blog/ and you’ll find out why

Fast Company named Houston one of the 13 most creative cities in the world and why the
Texas Real Estate Center named Houston one of the nations top home building markets.

For the Houston Hotness Index by area for May, please visit our Online Media Room at:

http://garygreene.mediaroom.com/index.php?s=38&item=167

For the Houston Area Market Update for May YTD 2009 – a great computation of your market by area for newsletters, e-mail updates on the market, etc. go to:

http://media.garygreene.com/index.php?s=38&item=168

As a reminder:

How Prudential Gary Greene, Realtors ranks as the top broker in Houston according to May YTD MLS Ranking Report:

http://garygreene.mediaroom.com/index.php?s=20

Hint: We are Number One in everything!

Facts about Houston's Housing Market

2008-11-17T14:32:00.000-08:00

www.houstonfacts.org

Do you have clients who aren’t sure if this is the time to sell or buy a home? Send them the link to this site and let them see the Real Facts about Houston’s housing market. It’s not the same as what they are hearing from the 6:00pm News!

Are you feeling down about the market? Take some time to review the info on this site and see if it doesn’t help give you a little different perspective on our market.

Houston Real Estate Market is Not suffering

2008-11-17T14:31:00.000-08:00

"There's no such thing as a national real estate market," says Mike Inselmann, president of Metrostudy, a Houston-based real estate research company. His point is that Houston is not suffering the way the rest of the U.S. is, except in the category of fear.

Inselmann told a large crowd of real estate agents and builders Tuesday morning that Houston's economy is strong. He cited statistics that Houston is the top job producing city in the United States. Jobs are increasing at a rate of 55,700 annually.

Martha Turner Properties hosted the breakfast meeting Tuesday. Turner, who has been serving the Houston real estate for 30 years, says that fear hurts the market when would-be sellers avoid putting their homes up for sale. She believes home sellers do not have to sell their homes for less. They just must be willing to allow more time to find a buyer.

Best Cities to Buy a Home

2008-07-23T13:42:00.000-07:00

Below is a link to a Forbes.com article of the Top 10 best cities to buy a home in the USA. Look where Houston is ranked! http://realestate.yahoo.com/promo/best-cities-to-buy-a-home.html

Nice to see rest of the country is finally recognizing that we live in a pretty “great” place.

Let’s work together to see that as many families as possible get into homes here in Houston.

April 2008 Sales Houston's Real Estate Market Shows Continued Pricing Strength In April Despite A Lingering Sales Slowdown

2008-05-27T19:39:00.000-07:00

The average single-family home sales price increases for a third straight month to the highest level ever for the month of April.

HOUSTON — (May 20, 2008) — Sales of single-family homes across greater Houston slid in April, but the average price of those homes increased for a third straight month to the highest level ever for the month of April and 2008, according to statistics released by the Houston Association of REALTORS® (HAR). The average price surpassed its level in April of 2007, the second best year on record. Single-family home sales fell 11.0 percent on a year over year basis.

The average price of a single-family home rose by 0.9 percent last month to $207,270 from $205,490 in April 2007. The median price of a single-family home was stable at $150,000. Sales of all property types for April 2008 totaled 6,432, which represents a 12.8 percent drop compared to April 2007. Total dollar volume for properties sold during the month was recorded at $1.3 billion versus $1.4 billion one year earlier, a 9.9 percent decline.

“Coming off of two consecutive record years, the Houston real estate market is demonstrating relative stability while other cities continue to suffer dramatic declines in both sales and pricing,” said Michael Levitin, HAR chairman and principal of HTownRealty.com. “We avoided a bubble thanks to Houston’s history of moderate growth in home values. The healthy local job market and diverse economy have created dynamics that are conducive to a faster recovery and we anticipate conditions to improve in the second half of the year.”

April Monthly Market Comparison
All listing categories combined, Houston’s overall housing market in April saw mixed results. The average single-family home sales price rose on a year-over-year basis while the median price held steady; total property sales and total dollar volume dropped.

The number of available homes, or active listings, at the end of April was 53,080 properties, a 6.3 percent increase over April 2007. The figure was up 810 properties from March 2008.

Single-Family Homes Update
The average sales price for single-family homes was $207,270 in April, up 0.9 percent versus the same period last year when it was $205,490. The overall median price of single-family homes in April was $150,000 compared to the national single- family median price of $193,900, according to statistics released by the National Association of REALTORS. These data continue to illustrate the higher value and lower cost of living prevalent in the Houston market.

Additionally, total April sales of single-family homes in Houston came in at 5,388, which was 11.0 percent lower than April 2007 but an improvement from the 15.9 percent slide in March. Brisk year-over-year sales activity continued in Houston’s low-end single-family home markets, with a 27.3 percent increase among homes priced below $80,000.

HAR also reports existing home statistics for the single-family home segment of the real estate market. In April 2008, existing single-family home sales totaled 4,565, which was a 9.6 percent drop from April 2007. At $189,514, the average sales price for existing homes in the Houston area dipped 1.4 percent compared to the same period last year. The median sales price of $140,610 for the month was unchanged from last year’s level.

The Days on Market statistic for April dropped to 84 from 87 a month earlier but exceeded the 75 days registered in April 2007.

Townhouse/Condo Update
At $130,000, the median price in the townhouse/condominium segment in Houston rose 5.1 percent from April 2007 to 2008. The average sales price for which a townhouse or condominium sold in the greater Houston area was $169,646 last month, up 5.7 percent compared to April 2007. Both median and average prices were the highest ever for the month of April.

April sales of townhouses and condominiums reached the highest level since August 2007 but were down from one year earlier. In the greater Houston area, 564 units were sold last month versus 704 properties in April 2007, translating to a 19.9 percent decrease in year-over-year sales.

Houston Real Estate Milestones in April
~Largest number of single-family home sales of 2008;
~Highest average single-family home sales price for the month of April;
~Average single-family home price increased by 0.9 percent to $207,270, the highest level of the year, while median single-family home price remained flat at $150,000;
~Sales of single-family homes below $80,000 continued to rise by 27.3 percent;
~Sales of townhouses and condominiums reached highest level since last August with the highest median and average prices ever for the month of April.

Single-Family Home Sales in Houston February Year-to-Date 2008

2008-03-18T08:48:00.000-07:00

Single-Family home sales in Houston are down by 11% from year-to-date February 2007, with 8,058 recorded MLS sales, according to the Houston Association of Realtors Multiple Listing Service. While the Houston market has yet to catch up to the stellar years of 2006 and 2007, it is still ahead of 2005 sales by ironically, 11%.

The year 2005 was one of the greatest real estate years in Houston history and in 2006, it was referred to as the second best year. Then in 2007, 2005 became the third best year. I believe 2007 will be the third greatest year in residential history and will push 2005 to fourth place.

As sales go, so go the dollar volume sales and while Houston has experienced over $1.6 billion in dollar volume sales year-to-date, that is still 6% less than the second greatest year on record, 2007. Average sales price, on the other hand, is up 5% and is currently $198,396, one of the highest average sales prices on record. Average sales prices are affected by extremes and closing sales prices in Houston are undergoing some interesting dynamics. While numbers of sales are down in most price classes below $400,000, the following sales price classes are up in number of units closed YTD in Houston:

~ Homes priced $600,000-699,999 are up 21%
~ Homes priced $700,000-799,999 are up 19%
~ Homes priced $800,000-899,999 are up 4%
~ Homes priced $900,000-999,999 are up 24%
~ Homes priced $1,000,000 and up are up 37%

Homes priced below $200,000 have been most effected by the sub-prime mortgage meltdown and even more so by stringent credit requirements. This is a market that is most likely to receive a positive impact from Congress passing the Economic Stimulus Package, which among many things, increases the loan limit of FHA . It is too soon to see what impact the Economic Stimulus Package will have on the Houston economy and real estate market, however NAR economists believe it will have a positive national impact.

The median sales price in Houston year-to-date is $145,940 and that figure is up by 1% from this time last year. It takes an average of 92 days to sell a home in Houston and that figure is up by 12%, which happens to be the same percentage increase of current listings on the market. Active single-family homes on the market [listings] are up by 12% over this time last year with 34,725 homes listed in the HAR Multiple Listing Service.

Pending sales recorded year-to-date are 7,231, which is down by 9% over this time last year.

Houston is experiencing a great market; it is just not experiencing the record market seen over the previous two years. To put this into perspective,

~ Average sales prices are up in Houston over 2005 by 13%
~ Median sales prices in Houston are up over 2005 by 8.18%
~ Pending sales [buyer demand] are up over 2005 by 18.4%
~ Sales are up in Houston over 2005 by 11% as mentioned previously.

The real estate market is all relative. In 2005, we thought real estate could not get any better and yet, year after year, we saw it get better. This year will be better than 2005, however, it is difficult to exceed a record year every year. We are all fortunate to live, work and play in Houston, where real estate is healthy and home values are stable and in many cases, rising. California and Florida would give anything for a market like this!

Statistics provided by the Houston Association of Realtors Multiple Listing Service and provided by Prudential Gary Greene, Realtors

Houston Overall Statistics YTD January 2008

2008-02-15T09:28:00.000-08:00

~ Single-family home sales are down by 12% in sold units over January YTD 2007 sales with 3,620 MLS recorded sold units, In January 2005, a great year for real estate and now viewed as the 3^rd greatest year on record [behind 2006 and 2007], 3,139 homes sold which is clearly 15% fewer homes than this year.

~ Dollar volume sold in MLS through January YTD 2008 is $688,607,260 which is an 8% decline in dollar volume sold over last year. The current dollar volume is 27.5% above January 2005 figures and clearly shows how far real estate values have come in 3 short years.

~ Average sales price YTD is $190,223 or 5% greater than this time last year. The current average sales price is 10% higher than found in January 2005.

~ Active listings are up by 12% with 34,570 single-family homes on the market. This increase is the one figure that shows the primary difference in the market between the two years, 2005 and 2008 as there were 20% fewer listings in 2005 than currently.

~ Contracts written, which represent January YTD buyer demand in Houston is down 10% over this time last year with 3,583 homes that have gone under contract. And yet in 2005, we saw 2,957 contracts written. In other words, demand today is 21% greater than demand found in January 2005.

~ Average sales price per square foot is $84, which is 3% greater than last year.

~ Days on the Market, a statistic that is good if it is declining has gone up by 14% since last year and the average time to sell a home in Houston is 92 days. Days on the Market in January 2005 was 91 days and when one considers the current increase in inventory, the Days on the Market to sell a home in Houston is in great shape because it is so similar to 2005.

~ Sales and contracts pending in the first month of the year have cooled somewhat but not in comparison to 2005. The year has started to trend towards becoming the third best year in real estate, next to 2006 and 2007.

~ The single most striking difference in the Houston market that has taken place over a short period of time is the sales occurring by price ranges. With few exceptions, homes priced below $600,000 have declined in number over this time last year, whereas homes priced $600,000 and above experienced double digit increases in units sold over this time last year. It is clear that lower priced homes have been affected by the subprime mortgage debacle, but this points to a changing demographic and dynamic for Houston real estate. Jobs created in the energy and medical sectors are key players in changing the price range demand in Houston housing.

Information from Toni Nelson – Reporter
Prudential Gary Greene, Realtors Monthly Market Update

This is where we begin!

2007-10-01T15:53:00.000-07:00

Just begin by visiting my new site: Roxann McDaniel